• Welcome To Our Web Site...

  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs. We can help. Get Started.

    Apply Online Today...

Welcome to NMI Mortgage Funding, LLC's Web Site

At NMI Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.


Calculate Monthly Payment*

term rate apr payment
30 Yr Fxd 3.375% 3.64%
15 Yr Fxd 2.75% 3.144%
5 Yr ARM 2.875% 3.673%
Loan Amount calculate


*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Latest News

Stocks ease, dollar holds ground as U.S. rate bets abound

A worker shelters from the rain as he passes the London Stock Exchange in the City of LondonBy Jamie McGeever LONDON (Reuters) - Stocks slipped on Wednesday while the dollar continued to claw back last week's losses as investors grappled with the prospect of a U.S. interest rate increase in the months ahead coming amid continued uncertainty about the strength of the global economy. This uneasy balance helped push the U.S. yield curve, the difference between 10-year and two-year yields, to its flattest in a month. Asian and world stock indices succumbed to profit-taking after reaching one-year highs earlier this month, while U.S. futures pointed to a lower open on Wall Street.


Testimonials

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Winston and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry Benson Birmingham